Whether it’s $1,000 or $20,000, being in debt isn’t a situation anyone truly wants to face. If you find yourself stuck, there are ways to get yourself out of that financial black hole and pay off that $20,000 in credit card debt — or however much you may owe. Table of Contents How to Pay …
Being buried in a mountain of debt can lead to anxiety and depression, increasing headaches, affecting sleeping patterns, and impacting a person’s ability to focus. This type of physical stress on the body can affect a person’s ability to work, which further enhances financial struggles. According to the latest consumer debt data from the Federal …
10 Signs Your Credit Card Debt is Out of Control Read More »
Did you know that one of the main reasons people file for bankruptcy is because they are buried in medical bills? The 2020 SIPP survey suggests Americans’ collective medical debt totaled at least $195 billion in 2019. According to a Forbes report, half of Americans now carry medical debt, up from 46% in 2020. That …
Can’t Afford to Pay Your Medical Bills? Here’s What Happens Next Read More »
Credit card debt can be debilitating for borrowers. What can start as a few purchases here and there can quickly become a mountain of debt that seems hopeless to pay off. Luckily, thousands have been in your position before and have successfully gotten rid of their debt, which means you can too. Continue reading to …
12 of the Best Ways to Eliminate Credit Card Debt and Become Debt Free for Good Read More »
According to Reonomy, 17.7 million Americans live in mobile homes, equating to about 5.6% of the U.S. population. One would think that there was enough business there for banks to make refinancing a mobile home as simple as refinancing for a traditional site-built home. On the contrary, though, refinancing a mobile home is not as …
How to Refinance a Manufactured, Modular or Mobile Home Without Land Read More »
Good credit plays an essential role in your financial life. It is necessary to qualify for a loan or get a credit card and for things like getting cellular telephone service, renting a car, and perhaps even getting a job. Your credit history and credit scores are your purchasing power. It’s not possible to stress …
Fair Credit Reporting Act Violations: Know Your Rights Read More »
It’s stressful having debt in collections. The debt collector is probably calling you, and you may be threatened with a trip to court, or wage garnishment. You need a solution fast, but what are your options? Debt consolidation may be your best bet. Debt consolidation is the process of combining multiple debts into a single …
7 Strategies to Pay Off Debt That is Already in Collections Read More »
Did you know that the average American family has $6000+ in credit card debt, and the total outstanding consumer debt is $4.2 trillion? Do you have a mountain of credit card bills? Not sure what you can do to save some cash and pay those down quickly? This guide will help you decide whether you …
Best Low-Interest Debt Consolidation Loan Options + 6 Top Lenders Read More »
According to manufacturedhousing.org, the manufactured housing industry produced almost 95,000 new homes in 2019. Approximately 10% are new single-family starter residences. About 63% of new manufactured homes are placed on private property, and 37% are in manufactured home communities. The average sales price of a new manufactured home without land is $78,500. There were 4.06 …
How to Refinance a Manufactured, Modular or Mobile Home Read More »
One of the best ways to teach your kids about credit is to sign them up for one of the credit cards for kids that is available. The practical hands-on approach will give them experience managing their money, creating budgets, making payments, etc. And the best part is that these cards pose relatively little risk …
Credit Cards for Kids and Teens: What You Need to Know Read More »
