19 Best Small Loans (That Aren’t Payday Loans)

Many people need small loans from time to time, particularly considering that more than one in five Americans has no emergency savings. “Small” loans, sometimes called debt consolidation loans, are unsecured personal loans for less than $2,500. Even if you have bad credit, you don’t need to turn to a predatory payday lender. These lenders […]

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Debt Forgiveness for Seniors: Get the Help You Need

As the price of everything from groceries to health care rises, seniors are living with more debt than ever before. Despite this troubling issue, older adults don’t have many options for debt forgiveness. But they generally have a few more options for debt relief than younger Americans. If you’re a senior who needs debt assistance,

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Military + Veteran VA Debt Consolidation Loans

Americans have a debt problem, and service members are not immune. Many veterans and active-duty service members carry high-interest debt from credit cards and short-term loans. In 2017, 44% of all military service members used a payday loan at least once. Military debt consolidation loans offer veterans and service members an option that isn’t available

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Truth-in-Lending Act (TILA): Disclosures and Protections for Borrowers

As a prospective homebuyer, it’s important to understand your rights as a borrower and what lenders can — and cannot — legally do. That’s where the Truth in Lending Act (TILA) and its related disclosures come in. The provisions of the federal law apply to most types of consumer credit, including car loans. But it

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Nevada Debt Relief + The Best Debt Consolidation Companies

You’re not alone if you’re a Nevada resident seeking debt relief. The Battle Born State ranks as one of the highest in consumer debt. However, the state offers local and federally-funded programs and resources, such as debt consolidation, credit counseling and bill repayment assistance. It also has various consumer protections to help those dealing with

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What is LVNV Funding LLC? Why is it on My Credit Report?

If you’ve diligently paid down your debts, you probably don’t have to worry about debt collectors. If you miss a payment, however, you might get an alarming notice that you owe money to a company you don’t recognize. Don’t panic. Your creditor has likely sold your account to someone else, for example, LVNV Funding, LLC.

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