In many ways, credit cards are the most insidious type of debt. Student loans, mortgages, and auto loans produce something resembling an asset, but the purchases we make with credit cards are often the ones we regret the most. And since credit card interest rates are higher than most other forms of borrowing, those monthly …
Americans aren’t great at saving money. The average savings rates reached an all-time high of 33%[1] due to the pandemic in April 2020. But before the year was out, it went back down to 13%[2]. That widespread lack of financial cushion makes online lenders like Oxford Financial Services a tempting way for many people to …
Oxford Financial Services Review: Read This Before You Borrow Read More »
Are you looking for some fast cash to help cover your bills? If so, online lenders are a convenient source of financial support. Unfortunately, many of them are more trouble than they’re worth. Some of them charge such excessively high fees that they can quickly trap you in a cycle of debt, so do your …
Eagle Valley Lending Review: Read This Before You Borrow Read More »
Are you struggling to keep up with two or more monthly debt payments? If so, then debt consolidation might be the right form of debt relief for you. But before you commit, you probably want to know: “How does debt consolidation work? When does it make sense?” In the simplest of terms, it can replace …
Debt consolidation loans are a helpful tool for people who are struggling to make their debt payments. It can lower their monthly debt costs and eliminate the need for people to juggle different repayment schedules with multiple lenders. But there aren’t that many viable debt consolidation loans for bad credit. Most lenders are less willing …
What Are The Best Debt Consolidation Loans For Bad Credit? Read More »
It’s always bad news when a debt collector comes calling, but it’s even worse when you know you can’t pay. Dealing with debt collectors isn’t something anybody knows how to do instinctually, either. It’s a skill that people have to learn, but it’s worth taking the time to do so.Whether you’re looking for guidance because …
How to Deal With Debt Collectors (7 Tips For When You Just Can’t Pay) Read More »
Payday loans should always be your last resort. They’re shockingly expensive, often bordering on predatory, and tend to trap people in a cycle of debt. Before you even consider using one, explore all of the other options available. For borrowers with no other recourse who simply must take out a payday loan to put food …
5 Best Online Payday Loans (For People With No Alternatives) Read More »
Needing a few hundred dollars to make ends meet is a common problem, and all problems are a chance for someone to make money. That’s lead to the formation of countless online payday lenders. Unfortunately, a lot of them are more trouble than they’re worth for most borrowers. Today we’re going to be reviewing Spotloan …
Private student loans don’t offer all of the same benefits that federal student loans do, but they’re sometimes necessary, especially for those pursuing post-secondary schooling. If you do find that you can’t cover all of your education expenses with governmental funding, make sure you take the time to find the best private student loans for …
The 16 Best Private Student Loans of January 2021 Read More »
Maybe even more so than other forms of debt, student loans can feel like a shackle around your neck. They linger for years, often with such high balances that it becomes a simple test of endurance to pay them off. Anything you can do to lessen the load and pay them off sooner starts to …
Student Loan Consolidation: When Should You Consider It? Read More »
