If you have more debt than you can pay, bankruptcy is a way to get a fresh start. If you’re considering bankruptcy you’re probably under serious financial stress, and the costs of a bankruptcy proceeding can be daunting. You may be wondering if it’s possible to file for bankruptcy for free. You may not be …
Can I File Bankruptcy for Free? 10 Ways to Cut Costs Read More »
A payday loan seems like an easy solution. You get money fast, with no credit check. All you need is a bank account and a source of income. You solve your short-term financial problem and you’ll pay it back as soon as you get your check… or that’s the plan, anyway. Things don’t always go …
Millions of Americans struggle with high-interest debts like credit cards. If you’re one of them, debt consolidation could be the solution. Some forms of debt consolidation will close your credit cards, while others will not. So, before going this route, here’s everything you need to know to make sure you choose the best option for …
Does Debt Consolidation Close Credit Cards? What You Need to Know Read More »
Seniors are living with more debt than ever before. According to a 2019 Congressional Research Service report, households with people aged 65 and older saw their debt increase from 38% in 1989 to 61% in 2016. Despite this worrisome issue, there aren’t a lot of options for debt forgiveness for older adults. But they generally …
Debt Forgiveness for Seniors: Get the Help You Need Read More »
In 2021, the credit repair industry in the United States was worth $3.4 billion. Around one-third of all American consumers have found at least one error on their credit report. The errors can range from simple misspellings to incorrectly reported bankruptcies. Some errors can bring your entire credit score down, thus making it difficult to …
Best Credit Repair Software: Here are 10 Top Options Read More »
If you’re worried about credit card debt, you’re not alone. The average American household has between $5,525 and $8,701 in credit card debt. With high interest rates and daily compounding that debt stacks up fast. It can create a serious financial problem. How much credit card debt is too much? That depends on your personal …
How Much Credit Card Debt is Too Much? Know the Warning Signs Read More »
We all use credit cards. It’s almost impossible to function in our daily lives without it. Some of us are better at handling this type of debt than others. Did you know that the average balance for consumers is $5,315, and overall, Americans have over $807 billion in outstanding debt across almost 506 million card …
Struggling with Credit Card Debt? Get the Relief You Need Read More »
Millions of American consumers struggle with high amounts of debt, especially high-interest credit card debt. In fact, credit card debt is among the most common types of debt out there, totaling $860 billion across all households. If you owe $50,000 in debt, whether it’s due to credit cards, student loans, medical bills, or otherwise, you …
Millions of people take out payday loans in hopes the money will help them with an emergency financial situation. But these short-term, high-interest loans often cause more harm than good. Rather than getting people out of financial trouble, they end up trapping them in more debt they can’t escape. Fortunately, there are several effective ways …
Payday Loan Relief Reviews: Escape the Debt Trap Read More »
Have you ever been out enjoying the weekend knowing that you have $500 in your account to spend and wake up to a nightmare Monday morning that you are overdrawn and slapped with a $35 overdraft fee? Or that charges on your credit card have been declined? Credit cards have a lot of advantages. Be …
Current Balance or Available Credit — What’s the Difference? Read More »
Ben Franklin famously said, “In this world, nothing is certain except for death and taxes.” Life gets in the way, and we get it. There are more important things in life than dealing with taxes until you get that dreaded letter from the IRS that threatens your very existence. Thankfully there are options for tax …
Need IRS Tax Debt Relief? Here’s What You Have to Do to Get Help Read More »
