If you have more debt than you can pay, bankruptcy is a way to get a fresh start. If you’re considering bankruptcy you’re probably under serious financial stress, and the costs of a bankruptcy proceeding can be daunting. You may be wondering if it’s possible to file for bankruptcy for free. You may not be …
Can I File Bankruptcy for Free? 10 Ways to Cut Costs Read More »
A payday loan seems like an easy solution. You get money fast, with no credit check. All you need is a bank account and a source of income. You solve your short-term financial problem and you’ll pay it back as soon as you get your check… or that’s the plan, anyway. Things don’t always go …
We get it. Life gets in the way. Not all of us have perfect credit. According to Experian.com, most consumers have credit scores between 600 and 750. In 2020, the average FICO score in the U.S. reached 710, an increase of seven points from the previous year. Less-than-ideal credit can be discouraging if you’re in …
6 Best Lenders for Purchasing a Mobile Home with Bad Credit Read More »
Credit card debt, especially across multiple cards, can be one of the most debilitating forms of debt. Roughly 54% of Americans struggle with credit card debt, damaging their credit scores and leading to financial headaches. But with a solid plan, you can get that debt under control, sometimes without even paying it all. To learn …
What’s the Best Way to Pay off Multiple Credit Cards? Read More »
Debts in collection can damage your credit, create enormous stress, and lead to lawsuits and potentially wage garnishment. If you have debts in collections, you need to resolve the problem as soon as possible. Debt consolidation may be the solution. Though using debt consolidation to pay off debt in collections can sometimes be the best …
Got Debt in Collections? Debt Consolidation Can Ease the Pressure Read More »
Title loans offer quick cash without a credit check. That can be tempting, but it can also be dangerous. Interest and fees are high and you could lose your car. These title loan loopholes could offer a way out. Table of Contents How Do Title Loans Work?Title Loan Loopholes Could Solve Your ProblemDoes Your Loan …
Loopholes to Help You Escape Your Title Loan — Legally Read More »
According to consumerfinance.gov, manufactured housing makes up six percent of all occupied housing, and a smaller fraction is mobile home loan originations. Of this small fraction of loans, 42% are considered chattel loans secured by the home and not the land. In short, a personal property loan. Here are some mobile home loan options to …
5 Best Conventional Mobile Home Loans + 6 Other Options Read More »
Teaching kids to save money and build healthy financial habits can serve as a good foundation for a bright financial future. It is never too young to start laying solid financial foundation practices that will cause them less financial stress in the future. Before kids can save money, they need to make money, and understand …
How to Teach Kids to Manage Money in 15 Simple Steps Read More »
The U.S. has seen consistent growth in four primary areas of debt — home, auto, student loans, and credit cards. More than 191 million Americans have credit cards. The average credit card holder has at least 2.7 cards; the average household credit card debt is $5,315. NewYorkFed.org says the total U.S. consumer debt is $15.9 …
Need Help with Settling Credit Card Debt? Here are the 7 Best Companies to Work With Read More »
If you’re struggling to make your payments each month and don’t have enough cash to make it to payday, debt consolidation could be a quick and inexpensive solution. These six lenders can help you escape your debt trap. Table of Contents 6 Best Personal Loans for Debt ConsolidationDiscoverFirst Tech Federal Credit UnionLightstreamMarcus by Goldman SachsSofiUpstartUsing …
Here are the 6 Best Personal Loans for Debt Consolidation Read More »
Credit card issuers are not likely to offer outright credit card debt forgiveness. They are in business to make money, and they don’t make money by forgiving debts. That said, you may still be able to negotiate a payment plan that gives you more time to pay or reduces your interest rate. And in some …
Credit Card Debt Forgiveness: What You Need to Know Read More »
Getting your first credit card after you turn 18 is a rite of passage. It’s also one of the best ways to take control of your finances and start building credit. Many credit card companies offer products geared specifically toward students, giving you a perfect starting point. To learn more about the best credit card …
Best Credit Cards for Teens and College Students Read More »
