Our mission is to create an online tool along with a plethora of resources to help families of all backgrounds get out of debt and achieve true financial freedom. The average American has $44,033.33 in debt. Knowing that not all debt is created equal, we have focused our efforts on the lower income, underbanked communities. We focus our efforts on debts such as payday loan debt, student loan debt, and credit card debt.

Credit Summit is part of a larger effort to end poverty worldwide. To be successful we believe that we must operate with honesty and integrity, compassion and empathy, and above all, we must educate the underprivileged population and teach the next generation to avoid the debt catastrophe that has crippled our generation. Equipping people with the tools and knowledge necessary to conquer bad debt and learn to leverage good debt is pivotal.

Did you know?

Hundreds of thousands of people each year turn to online payday lenders to make ends meet. We regularly see borrowers taking out loans with an APR of over 700%.

When asked what borrowers would do if payday loans were unavailable to them, they state that they would budget better. What that says to us here at Credit Summit is not that we have a payday loan problem, we have a financial literacy problem.

Payday loans are not the first loan that a borrower turns to, rather payday loans are the last step in a spiral of debt beginning with student loans or credit cards and ending with predatory online payday loans. 

The Mission:

Credit Summit plans on helping 100,000 people live debt free by 2025. 

By 2030, we plan on touching the lives of 1 million people around the world. Whether it’s choosing a credit card, consolidating student loans, finding an accredited financial literacy program, we want to be there every step of the way.

To achieve this goal we plan on creating the internet’s most vast collection of online resources regarding debt management, budgeting, and financial planning. We must create meaningful and impactful partnerships with other industry leaders and institutions that share the same vision. We must supply people with the proper tools and knowledge to navigate a complex financial landscape. We must create content that is engaging, easy to understand, and doesn’t leave any person in the dark. We must find creative ways to capture the attention of the masses of people in debt and convince them that there is a light at the end of the tunnel. We must teach discipline, resourcefulness, and the wisdom to make smart financial decisions for the long term, not short term.

Back to Top