Payday Loans

If you’re in a tight spot financially, you might turn to payday loans to help cover expenses in the short term. As with most loans, payday loans do have implications on your credit scores, which can impact your ability to get loans — payday and other types — in the future. Payday loans can and […]

Payday loans may seem ideal when you need some fast cash. But the high costs can leave you stuck in a debt cycle that’s almost impossible to escape. Almost 80% of payday loan borrowers have to roll their original loan over into a new payday loan.  What are Payday Loans? Payday loans are small-dollar short-term

Millions of people take out payday loans in hopes the money will help them with an emergency financial situation. But these short-term, high-interest loans often cause more harm than good. Payday loans do not help people escape financial trouble; they trap them with even more debt. Fortunately, several companies can help you. 4 Best Companies

Payday loans should always be your last resort. They’re shockingly expensive, often bordering on predatory, and tend to trap people in a cycle of debt. But when you’re facing an unexpected expense, payday loans may feel like your only viable option. Before considering using one, always explore all the other options available. However, if you’ve

If your checking account is empty and you need money until payday, a payday loan may seem like an easy solution. But payday loans are dangerous. They are so dangerous that they’re banned in many states — and heavily regulated in many others. States Where Payday Loans Are Illegal States restrict payday lending by outlawing

Payday lenders are notoriously predatory, and one way they often trick borrowers is by charging “fees” instead of traditional interest rates. But this often leaves borrowers uncertain about the interest rate they’re actually paying, and whether the rate is fixed or variable. Here’s what you need to know and some better loan options if you

Getting out of payday debt is tough but possible. Here’s how to get out of a payday loan nightmare. Ready to reduce your debt? See how much you could save with a payday loan relief program – no commitment required. If it seems like your payday debt never goes away even as you keep paying

According to the Center for Responsible Lending, there are more payday lenders in America than McDonald’s restaurants. With 20,000 locations across the country, chances are you have a payday loan storefront in your area. Payday loans are incredibly simple to get when you have a cash flow crisis. There’s no credit check and no complicated