Debt

credit card, banks, money

How to Get Out of Credit Card Debt Without Paying It All (Or Ruining Your Credit)

Credit cards can be a blessing or a curse. Unlike student loans, mortgages, and car loans, you can use a credit card to fund just about any purchase. The flexibility, along with rewards and welcome bonuses, is convenient, but it also gets a lot of Americans in trouble. Approximately 55% of Americans are in credit …

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How to Deal With Debt Collectors (7 Tips For When You Just Can’t Pay)

It’s always bad news when a debt collector comes calling, but it’s even worse when you know you can’t pay. Dealing with debt collectors isn’t something anybody knows how to do instinctually, either. It’s a skill that people have to learn, but it’s worth taking the time to do so.Whether you’re looking for guidance because …

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