Debt Relief

Debt Forgiveness for Seniors: Get the Help You Need

As the price of everything from groceries to health care rises, seniors are living with more debt than ever before. Despite this troubling issue, older adults don’t have many options for debt forgiveness. But they generally have a few more options for debt relief than younger Americans. If you’re a senior who needs debt assistance, […]

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Got a Charge Off on Your Credit Report? What It Means and How to Remove It

For borrowers struggling with debt and poor credit, you might check your credit report and note that an account has been “charged off.” But what does that mean? Should you still pay it, and what are your options to try to protect your credit score? While the simplest way to get it removed is to

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Top 12 Balance Transfer Credit Cards for Debt Consolidation in 2023

Credit cards are a convenient way to finance everyday items, pay bills, and splurge, but they can also be expensive. At the end of 2021, the average person owed $5,221 in credit card debt. If you’re struggling to make your monthly credit card payments, a balance transfer credit card could help. These cards usually offer

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Credit Card Debt Relief: Here are the 5 Best Options

You don’t need to have $50,000 in credit card debt to know you’re in trouble. There are some telltale signs that it’s probably the right time to seek debt relief. First is when you have no chance of repaying all unsecured debt within five years. Unsecured debt includes credit cards, medical bills, utility bills, and

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Medical Bill Debt Collections Laws: What You Need to Know

According to the Kaiser Family Foundation, 65% of Americans say their biggest financial fear is dealing with unexpected medical expenses, whether deductibles, prescription costs or monthly premiums. These fears are well-founded. In 2019, why did most Americans file for bankruptcy? Medical debt. If you’re struggling to pay your medical bills, here’s what you need to know.

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Will This 11-Word Phrase Actually Stop Debt Collectors From Calling?

No one wants to hear from a debt collector. Some folks believe there’s an 11-word phrase that forces debt collectors to stop hounding you. Is it true or simply a myth? This 11-word Phrase Won’t Stop Debt Collectors’ Calls “Please cease and desist all calls and contact with me immediately.” If it sounds too good

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