Credit

10 Best Credit Repair Companies to Fix Your Credit Score

According to Experian, one of the three major credit bureaus, 34% of Americans have either fair or very poor credit scores. Those with a low FICO score (300 to 669) often have difficulty qualifying for loans, apartment rentals, and even certain jobs. Fortunately, there are quite a few legitimate credit repair companies to help. Here …

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7 of The Best Credit Builder Loans to Boost Your Credit Score

Tens of millions of Americans have no credit record or a record too thin to generate a score. Millions more struggle with poor credit. If you have this problem, a credit-builder loan may help. Understanding credit-builder loans will help you decide whether they are the right tool for you.  What Is a Credit-Builder Loan? A …

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What Is Peer-to-Peer Lending + the Best Platforms for Investors

Peer-to-peer lending, or P2P for short, was established in the early 2000s as a form of social lending that connects investors with small businesses or individuals directly. For many investors, it’s a popular alternative to traditional lending options because it often results in above-market returns. That said, P2P lending does come with its share of risks. Before you invest, …

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8 Ways to Consolidate Your Credit Card Debt

Millions of Americans carry balances on several credit cards, juggling payments and watching interest spiral out of control. That’s a problem. Credit card consolidation can be a solution.  Why Consolidate Your Credit Card Debt? Credit card consolidation offers these advantages: Lower costs: consolidation can lower your interest rate.   Simpler finances: replace multiple bills with …

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