The need for a personal loan – to consolidate debt, grow a business or manage an emergency – doesn’t just fall to people with good credit scores. Online peer-to-peer lending can provide loan options for borrowers with credit scores lower than what typical banks or credit unions may accept. But before seeking a peer-to-peer loan, …
5 Best Peer-to-Peer Loans for Bad Credit Borrowers Read More »
Tens of millions of Americans have no credit record or a record too thin to generate a score. Millions more struggle with poor credit. If you have this problem, a credit-builder loan may help. Understanding credit-builder loans will help you decide whether they are the right tool for you. What Is a Credit-Builder Loan? A …
7 of The Best Credit Builder Loans to Boost Your Credit Score Read More »
Secured credit cards are a great way to boost a credit score. This is true for people who are just starting out credit-wise, as well as for those whose credit scores are less than ideal. Here are some of the best options, especially if you have poor credit: Best Secured Credit Cards for Building Credit There are a lot …
Here are the 10 Best Secured Credit Cards to Build Your Credit Read More »
Peer-to-peer lending, or P2P for short, was established in the early 2000s as a form of social lending that connects investors with small businesses or individuals directly. For many investors, it’s a popular alternative to traditional lending options because it often results in above-market returns. That said, P2P lending does come with its share of risks. Before you invest, …
What Is Peer-to-Peer Lending + the Best Platforms for Investors Read More »
Millions of Americans carry balances on several credit cards, juggling payments and watching interest spiral out of control. That’s a problem. Credit card consolidation can be a solution. Why Consolidate Your Credit Card Debt? Credit card consolidation offers these advantages: Lower costs: consolidation can lower your interest rate. Simpler finances: replace multiple bills with …
Ever checked your credit report and noticed something unusual? Perhaps a mortgage you didn’t take out, or a credit card bill you swear you’ve paid? Credit report errors happen all the time. Fortunately, it’s easier to fix them than you might think. Common Mistakes on Your Credit Report Credit reporting is an imperfect system. More …
How to Check Your Credit Report and Dispute Errors Read More »
In 2016, U.S. Bank conducted a survey in which they found that while Americans were optimistic about their financial futures, they felt far from reaching their potential. In fact, nearly half of the individuals polled expressed concern about paying their bills and only 41% had set up a budget. While the survey pointed out that …
