Credit Summit, Author at Credit Summit

Timeshare Freedom Group Ratings and Reviews: Check It Before You Exit Your Timeshare

After enjoying a weekend of luxury, it’s no wonder many people who listen to timeshare presentations end up buying a property. Regular access to a beautiful vacation property sounds like a dream. But for plenty of timeshare owners, those dreams can quickly turn into nightmares. When that happens, a timeshare exit company might sound like …

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What’s the Average Cost of a Hospital Stay in the U.S.?

Advice / By Credit Summit

Health care spending in the U.S. increased by 4.6% in 2019 to $3.8 trillion, and that’s before a global pandemic hit. In 2020, some consumers saw a bit of savings when health insurers waived deductibles on COVID-19 treatments. But these waivers are expiring, leaving more sick Americans footing more of the bill for their care. …

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Sky Trail Cash: Read This Before You Borrow

Reviews, Tribal Lenders / By Credit Summit

We’ve all been in a desperate pinch for cash at one point in our lives. Among the many options available, the fast cash, online payday installment loan should be your last resort. It’s great you get your money into your account within hours or the next business day — but you could end up paying …

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5 Best Loan Options for Seniors on Social Security

Loans / By Credit Summit

Retirement is supposed to be the kickoff to your golden years. Sadly, it’s actually a big source of worry for many Americans who don’t have enough savings to provide enough money for a comfortable retirement income. According to the Social Security Administration (SSA), about 21% of elderly married couples and about 45% of unmarried persons …

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Is a Payday Loan Revolving or Installment?

Payday Loans / By Credit Summit

Suddenly laid off, hit with a significant household expense, short on rent, or saddled with a medical emergency, and don’t have enough cash to cover the costs? We’ve all felt that panic and desperation. Some people are lucky to have access to many different loan options to bridge this gap; others don’t have to turn …

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National Small Loan Review: Read This Before You Borrow

Tribal Lenders / By Credit Summit

For someone who needs some extra cash now, an online installment loan may seem like the best option. After all, online lenders like National Small Loan offer installment loans with minimal requirements, which makes them seem like an easy fix. But, like payday loans, installment loans come with some major drawbacks. Many of these short-term …

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CreditCube Review: Read This Before You Borrow

Tribal Lenders / By Credit Summit

If you’re in need of some fast cash, a payday loan may seem like a good option. The lender will get you money quickly and you won’t have many hoops to jump through to obtain it. Unfortunately, these types of loans come with monumental drawbacks, particularly a subset category of them, tribal payday loans. Be …

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5 Best Peer-to-Peer Loans for Bad Credit Borrowers

Credit, Loans / By Credit Summit

The need for a personal loan – to consolidate debt, grow a business or manage an emergency – doesn’t just fall to people with good credit scores. Online peer-to-peer lending can provide loan options for borrowers with credit scores lower than what typical banks or credit unions may accept. But before seeking a peer-to-peer loan, …

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8 Best Timeshare Exit Companies

Timeshares / By Credit Summit

Around 9.6 million Americans own timeshares. According to a study from the University of Central Florida, 85% of them regret their purchase. Timeshare exit companies can provide a solution. We’ve done the research to bring you 8 reputable companies that can help you get out of your timeshare. The 8 Best Timeshare Exit Companies: Timeshare …

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Here are the 10 Best Secured Credit Cards to Build Your Credit

Credit / By Credit Summit

Secured credit cards are a great way to boost a credit score. This is true for people who are just starting out credit-wise, as well as for those whose credit scores are less than ideal. Here are some of the best options, especially if you have poor credit: Best Secured Credit Cards for Building Credit There are a lot …

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