Angel A. Mae

Angela is a freelance writer who specializes in all areas of personal finance from loans and debt management to saving and investing. Her goal is to help others build and improve their financial habits and regain control over their money to achieve financial stability.

Does Debt Consolidation Close Credit Cards? What You Need to Know

Millions of Americans struggle with high-interest debts like credit cards. If you’re one of them, debt consolidation could be the solution. Some forms of debt consolidation will close your credit cards, while others will not. So, before going this route, here’s everything you need to know to make sure you choose the best option for …

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Here are the 14 Best Debt Consolidation Options for Fair Credit

Many people with poor or fair credit struggle with unsecured debts like credit cards and short-term loans. Even those with a better credit score often have difficulty keeping up with payments. Fortunately, if you’re looking for debt consolidation for fair credit, there are quite a few reputable online lenders. 14 Best Debt Consolidation Options Even …

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Do You Pay Back Unemployment? Here’s What You Need to Know

Millions of people receive unemployment benefits every year, but not everyone understands exactly how they work. And it’s no wonder considering how every state has its own policies and eligibility requirements. However, most people do not have to pay back unemployment unless an error resulted in an overpayment. What are Unemployment Benefits? Unemployment benefits, or …

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10 Best Credit Repair Companies to Fix Your Credit Score

According to Experian, one of the three major credit bureaus, 34% of Americans have either fair or very poor credit scores. Those with a low FICO score (300 to 669) often have difficulty qualifying for loans, apartment rentals, and even certain jobs. Fortunately, there are quite a few legitimate credit repair companies to help. Here …

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