Get out of debt. Build credit. Reach your summit.

Expert financial advice for those who need it the most.

Get on the Road to Financial Freedom

Honest, actionable advice to help ordinary people get out of debt.

Researched, written and fact-checked by experts

Written in plain english so anybody can understand

Readers first - advertisers never influence our articles

Group-5043.png

Getting Out of Payday Loan Debt.

Every year, nearly 12 million Americans take out a payday loan, any many fall into the endless payday loan trap.  It's not easy, but it is possible to get out of payday loans without declaring bankruptcy.

How to Get Out of Payday Loan Debt for Good

Table of Contents Getting out of payday debt is tough, but possible. …

How to Get Out of Payday Loan Debt for Good Read More »

12 Alternatives to Payday Loans

According to NBC News, there are more payday lenders in America than …

12 Alternatives to Payday Loans Read More »

How do Payday Loans Work?

Payday loans are taken out by over 12 million Americans each year, …

How do Payday Loans Work? Read More »

Payday Loan Interest Rates: Everything You Need to Know

Payday lenders know that you need money, fast, so they advertise themselves …

Payday Loan Interest Rates: Everything You Need to Know Read More »

Navigating Student Loans

Americans owe over 1.6 trillion in student loan debt, and with 69% of college students taking out student loans, the problem only gets worse and worse.  Read on for ways to make student debt less burdensome.

Student Loan Consolidation: When Should You Consider It?

Whether you’ve got federal loans or private loans, student loan consolidation is an option borrowers …

Student Loan Consolidation: When Should You Consider It? Read More »

Student Loan Forgiveness: What you Need to Know

In 2020, America’s collective outstanding student loan balance reached $1.56 trillion. To put that into …

Student Loan Forgiveness: What you Need to Know Read More »

Best Student Loan Refinancing and Consolidation Options

In 2021, the average person with student loans owed $37,113 and had to make monthly payments of …

Best Student Loan Refinancing and Consolidation Options Read More »

Demystifying Payday Loan Debt

Knowledge is power when it comes to getting out of payday loan debt.  Here's what payday lenders don't want you to know.

How to Deal With Debt Collectors (When You Just Can’t Pay)

Posted in

If you have unpaid debt, the original creditor might sell that debt to a collection agency. While …

How to Deal With Debt Collectors (When You Just Can’t Pay) Read More »

Can You Go to Jail for Not Paying a Payday Loan?

Although taking out a payday loan may seem like a quick solution to a temporary …

Can You Go to Jail for Not Paying a Payday Loan? Read More »

Can a Payday Loan Company Sue You?

Payday lenders make all sorts of threats, but can they actually follow through and take …

Can a Payday Loan Company Sue You? Read More »

How Payday Loans Affect Your Credit

If you’re in a tight spot financially, you might turn to payday loans to help …

How Payday Loans Affect Your Credit Read More »

Credit Cards: the Good, the Bad, the Ugly

Credit cards can be a great financial tool, can also lead you into a debt trap.  Here's what you need to know about using credit cards, the right way.

Lender Reviews

Fast cash may seem appealing at the time, but think twice about who you borrow from.  Stay away from predatory tribal lenders, and consider alternatives like cash advance apps instead.