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personal finance advice

Getting Out of Payday Loan Debt

Every year, nearly 12 million Americans take out a payday loan, any many fall into the endless payday loan trap.  It's not easy, but it is possible to get out of payday loans without declaring bankruptcy.

11 Ways to Get Out of Payday Loan Debt for Good

Table of Contents Getting out of payday debt is tough, but possible. …

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12 Alternatives to Payday Loans

According to NBC News, there are more payday lenders in America than …

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How do Payday Loans Work?

Payday loans are taken out by over 12 million Americans each year, …

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Payday Loan Interest Rates: Everything You Need to Know

People take out payday loans for a variety of reasons. A person …

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Demystifying Payday Loan Debt

Knowledge is power when it comes to getting out of payday loan debt.  Here's what payday lenders don't want you to know.

What Happens If You Don’t Pay Back A Payday Loan?

By Credit Summit | March 15, 2020

Payday loans are appealing to people in a tight financial spot. They’re fast and easy to take out. They don’t require a credit check, either. But easy money comes with...

Can you go to jail for not paying a payday loan?

Although taking out a payday loan may seem like a quick solution to a temporary shortfall of cash, in the...

Can a Payday Loan Company Sue You?

Payday lenders make all sorts of threats, but can they actually take you to court? If you’re stuck in payday...

How Payday Loans Affect Your Credit

If you’re in a tough tight spot financially, you might turn to payday loans to help cover expenses in the...

Student Loans

Americans owe over 1.6 trillion in student loan debt, and with 69% of college students taking out student loans, the problem only gets worse and worse.  Read on for ways to make student debt less burdensome.

6 Best Student Loan Refinancing / Consolidation Lenders

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If paying back your student loans feels like a burden you’ll never escape from, don’t stress – there are options …

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Can You Go to Jail For Not Paying Student Loans?

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According to Forbes, student loan debt in 2020 reached an all time high of $1.6 trillion, with 45 million borrowers …

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Student Loan Debt Statistics – Updated for 2020

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Student loan debt in 2020 is now $1.56 trillion in the United States, with borrowers on average owing $37,172 in …

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Microfinance, Microcredit and Microloans

Microfinance empowers individuals to lift themselves and their community out of poverty all over the world.

Lender Reviews

Fast cash may seem appealing at the time, but think twice about who you borrow from.

Bright Lending Review [2020]: Read Before You Borrow

Taking out a Bright Lending loan can lead to a not-so-bright future. Many lenders are set up to provide loans …

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Majestic Lake Financial Review: Read Before You Borrow

According to Finder.com, 114.4 million Americans took out a personal loan within the last year. Since the United States Census …

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American Web Loans Review: Read Before You Borrow

Personal loans are often a great way to meet unexpected needs. Of course, not all lenders are equal in what …

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